IRAs

We offer Traditional or Roth Individual Retirement Accounts (IRA).

 

Traditional IRA allows you to defer taxes on the earnings on your contributions until they are withdrawn. Also, certain contributions are tax deductible in the tax year for which you take them.

Roth IRA allows only nondeductible contributions and features tax-free withdrawals for certain distribution reasons after 5 years. Roth IRA contributions are nondeductible and taxed in the year they are earned.

IRAs range in terms of 91 days to 60 months and have a minimum opening deposit of $1,000.

Please contact one of our offices for more information on Traditional and Roth IRAs and for specific term and interest rates.

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