Does your business accept credit cards?
If so....let us Work for YOU!
Ask us today how we can help lower
your Merchant Services costs.

• No Monthly Service Charge
• Unlimited Check Writing
• FREE Debit Card
• FREE Online Banking and Bill Pay
• No Minimum Monthly Balance
• Account Only Statement (Truncated)   
• $50 Minimum Opening Balance

• Unlimited Checking Writing
• Free Debit Card
• Free Online Banking and Bill Pay  
• No Monthly Service Charge for Balances $500 or more
• $5 Monthly Service Charge if Balance falls below $500
• $50 Minimum Opening Balance 

Return to Top

• Same Benefits as RegularChecking with Interest Earned
• No Monthly Service Charge for Balances $1,000 or more
• $10 Monthly Service Charge if Balance falls below $1000
• $50 Minimum Opening Balance  

Return to Top

• Unlimited Check Writing
• FREE Debit Card
• FREE Online Banking with Bill Pay
• FREE Basic Checks or Half Price Designer Checks
• FREE Ready Reserve - No Annual Fee
• Invitations to Special Bank Outings
• Half Price on Safe Box Yearly Rental
• Interest earned if Balance is Greater than $1,000 (in this account)
• No Minimum Monthly Balance (in this account)
• No Monthly Service Charge if Combined Deposit Balance is Greater than $25,000 (Checking, Savings, CD's, & IRAs)
• $15 Montly Service Charge if Balance falls below $25,000 in Combined Deposit Balance
• Add .15% to Any Certificate of Deposit Purchased with a Term Greater than 12 months
• $100 Minimum Opening Balance

Return to Top

• Unlimited Check Writing 
• FREE Debit Card
• FREE Online Banking with Bill Pay
• Free PeoplesChecking Checks or Half Price Designer Checks
• No Minimum Monthly Balance
• Four (4) FREE foreign ATM withdraws
• Half Price on Safe Box Yearly Rental
• Three (3) FREE Cashiers Checks per month
• .50% Reduction on Loan Rate if Monthly Payment is Automatically Deducted from The Peoples Bank Checking Account 
• $100 Rebate on Closing Cost of a First Mortgage with The Peoples Bank
• $7 Montly Membership Fee
• $50 Minimum Opening Balance
• $10,000 Accidental Death & Dismemberment Insurance
• Plus 5% Seatbelt Coverage
• $5,000 Identify Fraud Expense Reimbursement Coverage
• ID Theft Resolution Services
• Credit File Monitoring
• Credit Card Registration
• Cash Back Member Rewards
• Entertainment Savers Guide
• Theme Park & Movie Discounts  

Return to Top

• Same Benefits as PeoplesChecking with Interest Earned
• $7 Montly Membership Fee
• $1,000 Minimum Monthly Balance
• $10 Monthly Fee if Balance falls below $1,000
• $50 Minimum Opening Balance

Return to Top

• Must be 55 or over
• Same Benefits as PeoplesChecking
• No Minimum Monthly Balance
• Discounted Monthly Membership Fee of $5
• $50 Minimum Opening Balance

Return to Top

• Must be 55 or over
• Same Benefits as PeoplesChecking with Interest Earned
• $5 Monthly Membership Fee
• $10 Monthly Fee if Balance falls below $1,000
• $50 Minimum Opening Balance  

• For Small Civic or Non-Profit Organizations
• Unlimited Check Writing
• FREE Debit Card
• FREE Online Banking with Bill Pay
• No Monthly Fee if Balance is $100 or more
• $3 Monthly Fee if Balance falls below $100
• $50.00 Minimum Opening Balance

Return to Top

• FREE Debit Card
• FREE Online Banking with Bill Pay
• No Monthly Fee if Balance is $500 or more
• $7 Monthly Fee if Balance falls below $500
  (Business Checking accounts may be subject to an account analysis charge based on periodic review.)
• $100.00 Minimum Opening balance

Return to Top

• Interest Rate Tier Options Available for Balances in Tiers of:
  $2,500 - $5,000 
  $5,001  - $10,000
  $10,001 - $20,000
  $20,001 – Over
• No Monthly Fee if Balance is $2,500 or more
• $15 Monthly Fee if Balance falls below $2,500
• Check Writing and Debit Card Availability
  (No More than Six Transfers and Withdraws per Calendar Month or Statement Cycle
  of at least 4 weeks) 
• $3 Per Item Excessive Debit Charge Over Six    
• $2,500 Minimum Opening Balance

• No Minimum Monthly Balance
• No Monthly Fee
• Earns Interest 
• Two (2) Free Withdraws per Month
  (No More than Six Transfers and Withdrawals per Calender Month or Statement Cycle
  of at least 4 weeks.) 
• $1 Per Excessive Transaction Over Two
• $50 minimum Opening Balance
• Add Peoples PennyWise Plus to Savings at No Charge
  (Rounds Debit Card Purchases up to the Nearest Dollar and Deposits into Savings Account) 

Return to Top

• Statement Savings for ages 17 and under

Return to Top

• Account to Save for Medical Expenses for Individuals with High Deductible Health Plans
• Deposits are Made on a Pre-Tax Basis
• No Monthly Fee
• No Minimum Opening Balance
• FREE Debit Card
• Earsn Interest 

Return to Top

• Weekly Deposits Automatically Transferred from The Peoples Bank Checking Account or $5, $10, $20 Coupon Books Available
• Earns Interest
• Added Bonus of .10% if Automatically Transfered From and Deposited Into The Peoples Bank Checking Account in the Month of October
• $15 Early Withdrawal Penalty

Return to Top

If you need a new car, an addition to your house or any other borrowing
needs, the Peoples HomeLine could be the answer for you.

• A revolving line of credit based upon the equity in your personal residence.
• The term of the loan is 10 years with flexible payment options.

Contact either Jo Ann McClure or Michelle Minton for further information. 

Return to Top

This product allows our customer to save money without any effort. When the customer uses their debit card either as a credit or a debit the customer will be charged the amount of the transaction plus the amount rounded to the next whole dollar. Example: Purchase a candy bar and a drink for $2.58. The customer would see this purchase on their statment as $2.58. The 42 cents would then transfer to their savings account.

With this product we have the ability to match a certain percentage of what the customer is saving with PennyWise. When the customer opens a savings account or already has a savings account and signs up for this product, they will receive an introductory percentage match of 10%. This percentage will be matched for the first 90 days. Thereafter, the percentage will be 3%. We also have the ability to have promotional percentage matches which may occur around Christmas time or other events. The percentage matches will be reflected on the customer's savings statement quarterly. The customer must have had 10 debit card transactions per month in order to receive the match. Also, in order to receive the match the customer must have a PeoplesChecking, Peoples55Checking, Peoples55Checking with Interest or Interest Checking account.

PennyWise will not allow a customer's account to be overdrawn to round up to the nearest dollar. The round up will just not happen.

GO GREEN!! Save paper and time by receiving your account statements by email! All you have to do is click on the tree or the link below, sign and return the agreement,  and you are ready to go!

Click here for Email Statement Agreement

Return to Top

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS   All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.